*Applies to prequalifying/checking rates. A hard credit pull happens later, only if you move forward with a full application — noted again in the FAQ and required on the page per each lender's disclosure language.
3 STEPS TO FINANCING YOUR NEXT PURCHASE
Prequalify online
Pick a lender below and fill out a short application. Most take two to five minutes and give you a real-time decision.
Review your offer
Compare your rate, term, and monthly payment. There's no obligation to move forward.
Finish at the showroom
Bring your approval into Coffman Outdoors in Sullivan, sign your paperwork, and take home your equipment.
CHOOSE YOUR FINANCING PARTNER
We work with more than one lender so you have options no matter your credit history or what you're buying. Not sure where to start? Give us a call and we'll point you to the right one.
SHEFFIELD FINANCIAL
Our go-to for mowers and tractors
Sheffield Financial is a division of Truist Bank and has financed outdoor power equipment for over 25 years. They offer fixed-rate installment loans with no prepayment penalty including promotional rates on qualifying Bad Boy, Exmark, and Spartan mowers.
Best for: New mower and compact tractor purchases, buyers who want a straightforward fixed-rate loan from an established lender.
TERRACE FINANCE
One application, multiple lenders - all credit types considered
Terrace Finance is a network of payment providers, so one application checks multiple options at once. They work with a full range of credit profiles, from excellent credit to limited or past credit challenges, on personal purchases from $50 to $50,000.
Best for: Buyers who want to compare more than one offer at once, or whose credit history doesn't fit a traditional loan.
ROADRUNNER FINANCIAL
Built for powersports and outdoor power equipment
Roadrunner Financial (powered by Octane) specializes in financing for side-by-sides, motorcycles, and outdoor power equipment, welcoming everyone from prime to subprime credit. Get a real-time prequalified offer online, then bring it into the showroom.
Best for: Side-by-sides, motorcycles, and mower purchases - especially for buyers who want to compare rates before they shop.
Current Promotional Rates
Promotional rates change frequently and vary by model, lender, and credit approval. Give us a call or stop by the Sullivan showroom for the most current offers.**
**Subject to credit approval. Rates, terms, and promotional offers vary by lender, equipment category, and creditworthiness, and are subject to change without notice. See a lender's application for full terms and disclosures.
